Your Buying Process in Spain

Together we map out what you are looking for. Which region suits your lifestyle? What is your budget, including additional costs? Do you want a new-build apartment or an authentic village house? With a clear profile we search in a targeted way — no time wasted on properties that do not fit.

We plan an efficient viewing day — or several — in which you see the selected properties. We drive you around, translate where needed, and point out things you might overlook yourself: the condition of the roof, the community fees, the noise levels in summer. No sales talk — honest advice.

Have you found the one? Then we sign a reservation contract and pay a small reservation fee (usually €3,000–€6,000). The due diligence then begins: your independent lawyer checks the title deeds, debts, permits and planning situation. Only when everything is in order do we proceed.

If needed, we help you with a Spanish mortgage. We put you in touch with reliable banks and mortgage brokers who work with international buyers. Tip: start this in good time — applying for a Spanish mortgage takes an average of 4 to 6 weeks.

Now it becomes official. You sign the purchase contract (contrato de compraventa) before the notary and pay 10% of the purchase price as a deposit. This is the moment the sale becomes binding. The contract sets out all agreements, the completion date and any conditions.

The big day. You sign the deed of ownership (escritura) before the Spanish notary. The notary verifies that all formalities have been met. You pay the remaining amount, the taxes and the notary fees. Your lawyer is present to verify everything. Then you receive the keys.

Congratulations, you are an owner. But there is still some administration. We help you transfer the utilities, arrange a Spanish bank account and register with the town hall (empadronamiento). We can also arrange your annual tax return (IRNR) for you.